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Fleet Insurance
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Fleet insurance for your trucks, vans and cars
From 3 to 1000’s of vehicles, we provide Fleet Insurance for taxis, trucks, vans and cars in any combination and for any type of business. Whether you run a hire fleet or have a sales team on the road, we can provide you with the level of cover that you need. We can help with any type of Motor Fleet including:
Courier or Delivery, HGV & Vans, Coaches & Minibuses, Self-Drive Hire, Credit Hire, Electric Fleets, Tradesman’s & Agricultural, and Refrigerated Vehicles.
What is fleet insurance?
Fleet Insurance is a type of insurance that covers multiple business vehicles on the same policy instead of covering each vehicle individually.
Whether you are an established business with a clean insurance history or been unfortunate enough to have had multiple or large claims, we’ll help you get the right cover at the right price. We can even help you obtain fleet cover if you’ve never insured a fleet before. We’ll guide you expertly through the whole process.
Our interactive quote form will guide you through the initial information that you need to provide us with. We’ll then call you back to understand your Fleet Insurance needs and using our relationship with top fleet insurers, find you the best cover we can.
Fleet telematics
The specialist fleet team at Patons has years of experience in insurance, utilising the latest CCTV & telematics technologies and bespoke Risk Management advice to assist you with the running of your Fleet.
We have specialist Fleet Teams located in our Glasgow & Liverpool offices who can help with your Fleet Insurance enquiry. Start your free, no-obligation insurance quote right now by calling us on 0333 015 6886 or by completing the quote form.
Benefits of fleet insurance cover from Patons
- We work with a wide panel of specialist Fleet insurers
- We have long-standing relationships with insurers, meaning we can often get better terms
- Fleet policies for 3 vehicles to 1000’s of vehicles
- Options to reduce premiums for installed tech, including telematics and dash cams
- Superb premiums for established Fleets with good claims experience
- Experienced in obtaining competitive premiums for Fleets with a poor claims history
- Discounts for previously NCB rated policies
- Tailored bespoke Risk Management advice
- Expert individual service from experienced staff
- Deal face-to-face or over the phone
- Secure access to documents online through our App
FlexibleMonthly payments
ExpertIndividual service
24/7Claims assistance
TailoredRisk assessment advice
Frequently asked questions about taxi fleet insurance
What is Fleet Insurance?
Instead of insuring your company vehicles individually, Fleet insurance is a type of insurance policy that covers all vehicles in a single insurance policy. Insuring all your vehicles together can potentially save your business money versus insuring each one separately.
How much does Fleet Insurance cost?
The cost of a Fleet Insurance policy is based on many factors and each quotation is bespoke to the fleet. Call us on 0333 015 6886 or fill in the Fleet Quote form and we'll be able to help you find the right Fleet Insurance for your business.
Who are Patons Insurance and what kind of insurance do you offer?
Patons Insurance is a leading insurance broker which has been looking after fleet owners, taxi drivers and motor traders for 65 years. We offer Fleet Insurance, Taxi Fleet Insurance, Single Vehicle Taxi Insurance and Motor Trade Insurance.
Is Fleet Insurance the best option if I have more than one vehicle?
A Fleet Insurance policy might be best for those with more than one vehicle, but we might be able to find a better deal another way. Our specialist Fleet Team will be able to help on 0333 015 6866.
Why do I need Fleet Insurance?
Buying the right policy for your business is crucial as you need to ensure you are covered in the event of an accident, and to stay on the right side of the law.
How many vehicles do I need to have to get Fleet Insurance cover?
A fleet typically consists of 3 or more vehicles, but it can reach up to hundreds of vehicles. Even for smaller fleets, it may work out cheaper to invest in Fleet Insurance rather than individual policies.
What makes you different from your Fleet Insurance competitors?
We have long-standing relationships with a wide choice of reputable insurers across the UK and have been trading since 1972. That’s over 50 years of experience in being at the forefront of the professional driver trade.
You can find us across 4 different regions and in eight different offices, so we’re never too far away.
If you don’t want to take our word for it, pop over to Feefo, where our customers have rated us an impressive 4.8 out of 5 stars.
What happens once I have bought a Fleet Insurance policy?
Once you have taken out a Fleet Insurance policy with us, you will receive an email from our Fleet Support Team with policy documents, such as certificates and confirmation of any required documents (e.g., proposal forms etc).
We will also provide our policy procedures which will include how to make changes to your policy and a payment schedule if applicable.
Can I pay for my Fleet Insurance in instalments?
Here at Patons, we offer the ability to pay in 2/3/6/10/11 monthly instalments. We understand that the added pressure of lump-sum payments can make running a business even more demanding.
Can you have 2 vans on one policy?
The minimum number of vans that we currently accept per policy is 3.
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Fleet News
Practical ways fleets can reduce taxi insurance spend
We often hear advice about how taxi drivers can reduce their taxi insurance premiums, but when it comes to taxi fleet insurance, a different approach is needed to make savings.
Insurance companies calculate taxi insurance premiums based on risk and how likely it is they will have to pay out in the event of a claim.
Who is covered by a taxi fleet insurance policy?
Taxi insurance regulations clearly distinguish between different types of taxi businesses being operated, with public hire insurance needed for black cabs and private hire insurance for PHVs. For a self-employed driver who runs their own car, the differences are straightforward, and each driver must ensure their own vehicle is covered for the type of taxi
“Electric vehicles are incredible” says taxi firm founder
The founder of an Isle of Wight taxi firm is so hooked on electric vehicles that he will never buy a petrol or diesel car again.
Kevin Barton, CEO of We Go Local Solutions LTD and Go Taxi, used his tech background to help create sustainable businesses on the popular holiday island which enjoys a bustling hospitality and entertainment sector.