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Taxi Insurance Quotes
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Here at Patons Insurance, we pride ourselves on ensuring that our clients have the most suitable policy. If you’re looking for taxi insurance that provides you with the most suitable cover, for the best possible price, you’re in capable hands!
We have access to a wide panel of specialist insurers, allowing us to offer highly competitive insurance quotes to taxi drivers across the UK.
Competitive taxi insurance
If you don’t want to pay for your insurance in one payment, we can provide policies where the premium is spread across the year as equal monthly instalments, allowing you to budget your money effectively.
Like any of the services we specialise in at Patons Insurance, our private and public hire insurance is tailored to accommodate even the most diverse demands. Instead of searching tirelessly for quotes, why not let Patons do all of the hard work for you? We make sure that taxis are properly covered and protected, should you be involved in an accident.
Private and public hire taxi insurance
The cost of the policy takes into consideration the fact that taxi drivers cover more mileage than any other domestic vehicle. When looking for private or public hire insurance, be mindful that you’re driving during peak times and throughout the evening, therefore you need to choose a policy that works best for you.
We make sure that you find the appropriate level of cover, providing you with the peace of mind that your vehicle is fully insured.
Why use Patons for your Taxi Insurance?
There are many ways you can benefit from taking a policy out with Patons Insurance, these include:
- Wide range of taxi insurers to choose from
- Exclusive rates
- Suitable schemes for public and private hire
- Quotes for all public hire, MPV’s and private hire vehicles
- Rates for single, fleets and multi-vehicle policies
- Flexible monthly payments
- Public liability and taxi breakdown policies available (optional)
- Expert advice and support
- Face-to-face or over the phone communication
- Secure access to insurance documents online
- 24/7 claims assistance.
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Frequently Asked Questions about Taxi Insurance
What is Taxi Insurance?
Taxi Insurance covers a driver and their vehicle when operating for Hire & Reward – they cannot legally operate without it.
How does Taxi Insurance differ from an ordinary Car Insurance policy?
Public Hire Insurance and Private Hire Insurance are more expensive than insuring the same vehicle for domestic use only. This is because they spend more time on the road at times, in areas of higher risk, and they are being used for business.
In the event of an accident, an insurer will have to consider the taxi, the driver, any passengers and property, as well as any third-party vehicles involved.
Domestic insurance policies do not cover a vehicle to be used as a taxi.
What levels of cover are available?
As with domestic vehicles, taxi insurers typically provide three levels of cover - third party, third party, fire and theft and fully comprehensive.
The legal minimum requirement is third-party cover, which all drivers have to take out in order to operate a taxi.
Can I insure my taxi online?
By filling in our online quote form, one of our experts will give you a call to discuss your taxi insurance requirements or, you can ring your local office or drop in for an instant quote. Our addresses can be found here.
Dundee
48 Brantwood Avenue
Dundee
DD3 6EW
Tel: 01382 810863
Edinburgh
Suite 24
Bonnington Bond
2 Anderson Place
Edinburgh
EH6 5NP
Tel: 0131 558 8188
Glasgow
40 Charles Street
Glasgow
G21 2PB
Tel: 0141 553 2020
Liverpool
Unit 9 Connect
Business Village
24 Derby Road
Liverpool
L5 9PR
Tel: 0151 538 1313
Manchester
Suite 180
City View House
5 Union Street
Manchester
M12 4JD
Tel: 0161 667 4300
Middlesbrough
256 Linthorpe Road
Middlesbrough
TS1 3QS
Tel: 01642 927 333
Newcastle
Mistral House
Silverlink Business Park
Kingfisher Way
Newcastle upon Tyne
NE28 9NX
Tel: 0191 500 4400
Tottenham
Unit 6
The High Cross Centre
Fountayne Road
London
N15 4QL
Tel: 0208 885 8666
What is the average cost of Taxi Insurance?
It’s difficult to give a figure because of the number of factors taken into account when calculating premiums, including the age and experience of the driver. The age of the taxi, whether it is private hire or public hire and the licensing authority it operates in also affects the cost, with larger towns and cities often attracting higher premiums.
What are the different types of Taxi Insurance?
Currently, there are three types of Taxi Insurance. Public Hire Taxi Insurance, Private Hire Taxi Insurance and Taxi Fleet Insurance.
Public Hire Insurance - Public Hire insurance is for taxis that can be flagged down in the street and do not have to pre-booked
Private Hire Insurance - Private Hire taxis must be pre-booked through an operator or app
Taxi Fleet Insurance – Taxi Fleet Insurance is for somebody with more than 3 taxis. A Fleet policy allows them all to be insured under the same policy rather than individually.
What is Private Hire Taxi Insurance?
Private Hire Taxi Insurance is a type of insurance that covers a vehicle to be used as a Private Hire Taxi. A Private Hire Taxi is a taxi that must be booked via an operator or app prior to the journey. They cannot be flagged down off the street.
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Taxi News
Bridge damage highlights importance of taxi insurance
No taxi driver likes telling their insurer they’ve had a bump and it’s their fault. The cost of repairs could run into hundreds or thousands of pounds, even for a relatively minor scrape, and could affect their taxi insurance premiums.
Is monthly Taxi Insurance right for you?
Working as a taxi driver has many advantages, including being your own boss and being flexible about when and where you work. As we all continue to feel the pinch with the high cost of living, some taxi drivers might consider monthly policies as they try to make ends meet.
Should Private Hire Vehicles be allowed to use bus lanes?
As one authority moves towards letting private hire drivers use a bus lane on a busy route, we look at why they aren’t allowed to use them in the first place, and what happens to drivers who ignore the rules.