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Minibus Insurance
Get Cheap Minibus Insurance Quotes
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Compare cheap Minibus Insurance Quotes and see what you can save
Minibus Insurance is a specialised type of motor insurance. It’s designed for vehicles with 9-16 passenger seats, or for vehicles of the same size that have been adapted to meet your needs, such as removing seats for wheelchair access or adding extra storage space.
We can provide quotes for a range of companies and organisations, including:
- Private Hire (Hire and Reward), including travel and tour providers
- Education, including schools, colleges and universities
- Sports, social clubs, and community transport
- Residential homes, nurseries and childminders
- Employee Transportation
- Charities
We can offer competitive rates for policies with drivers aged between 21 and 75, whether it’s for a single vehicle or for a company operating a Minibus Fleet.
What types of vehicles are covered by Minibus Insurance?
Minibuses are classed as vehicles that have 9-16 passenger seats. Some typical minibus models include:
- Ford Transit
- Peugeot Boxer
- Mercedes-Benz Sprinter
- Iveco Daily
- Volkswagen Crafter
- Fiat Ducato
If you’re unsure whether your vehicle is classed as a minibus or not, you should check your vehicle log book (VC5) which will tell you what category your vehicle falls in.
Levels of Minibus Insurance we offer:
Comprehensive cover provides protection for most potential accident scenarios, including damage to your own vehicle(s). It’s generally recommended by all insurance providers as it provides the most protection.
Third-Party, Fire and Theft (TPFT) covers everything included in Third Party Only cover, plus it covers the cost of your vehicle(s) should they be stolen or damaged by fire (minus any excess). This level of cover offers no accidental damage cover for your own vehicle(s).
Third-Party Only (TPO) is the lowest level of cover you can get. It provides cover if you cause any damage to another vehicle or third party in the event of a fault accident. It does not provide any cover for damage to your own vehicle(s).
Compare Minibus Insurance with Patons
As a commercial motor insurance broker specialising in Minibus Insurance, we work with a range of established insurers to find the most suitable cover for our customers.
We understand how important it is to have the right cover in place, which is why we can provide policies built around your business needs.
Thousands of professional drivers across the UK have already trusted us to find them cover. You can save yourself the hassle of shopping around for Minibus Insurance by contacting us for a quote today. We’ll search our panel of insurers for you to get you the right policy at our best price.
How to get cheaper Minibus Insurance
The cost of Minibus Insurance depends on a variety of factors, such as driving experience, history of claims, and what your vehicle is used for.
Depending on the insurance provider, there are things you can do to reduce your premium. For example, you could:
- Use a broker such as Patons Insurance – we always shop our panel of insurers to find our best quote
- Install alarms and anti-theft devices in your vehicle(s)
- Install a dashcam
- Keep your vehicle(s) parked safely in a locked garage overnight
- Opt for a higher excess – the more you pay out in a claim, the lower your premium will be
Getting your Minibus Insurance quote from us
Step 1
1. Submit a quick form
Fill out the quote form so we can collect some details about you and your vehicle, including your name and the type of vehicle you use for work.
Step 2
2. We’ll contact you
You will get a call from us to discuss your insurance needs in more detail so we can find a policy that suits you best.
Step 3
3. Get your quote
We’ll contact our panel of insurers and get back to you with our best quote.
Why use Patons Insurance for your Minibus Inusurance?
There are many ways you can benefit from taking a policy out with Patons Insurance, these include:
- Suitable schemes for all types of Minibus Drivers
- Wide range of insurers to choose from
- Competitive rates
- Quotes for many of the most popular vehicles
- Rates for single, fleets and multi-vehicle policies
- Flexible monthly payments
- Expert advice and support
- Face-to-face or over the phone communication
- Secure access to insurance documents online
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Common Minibus Insurance Questions
Why do I need Minibus Insurance?
Minibuses need to be covered under a specialised policy because they are larger vehicles that are heavier than the standard car and they carry more passengers than the standard taxi or van. Minibus Insurance is designed to cover these additional risks, and for this reason, minibuses cannot be covered under standard car, taxi, or van insurance.
If you’re unsure whether your vehicle is classed as a minibus or not, you should check your vehicle log book (VC5) which will tell you what category your vehicle lies in.
What kind of organisations can you provide Minibus Insurance for?
Minibus Insurance can provide cover for a wide range of organisations.
We can cover:
• Private Hire (Hire and Reward)
• Charities
• Schools/Universities/Colleges
• Sports Clubs
• Religious Organisations
• Social Clubs
• Care Homes/Nursing Homes
• Employee Transport
• Scouts/Guides
If you’re unsure and would like to enquire about your circumstances specifically, get in touch with us today. We have a team of experts who can assist you with any queries.
What kind of licence do I need to operate a minibus?
Drivers intending to operate a minibus must hold a full category D1 driving licence. In addition, drivers operating minibuses for hire and reward must also hold a public service vehicle (PSV) operator’s licence from a local authority.
Not-for-profit organisations such as schools and charities may be able to operate minibuses without a PSV operator’s licence if they hold a Section 19 permit.
If you’re still unsure about the type of licensing you need, get in touch with our team of experts who can assist you with any questions you have.
Can you cover multiple vehicles?
Yes, we can cover multiple vehicles. The insurers we work with can offer cover for one vehicle, along with offering multi-vehicle policies and insurance for Minibus Fleets.
Will my Minibus Insurance policy include Public Liability Insurance?
Public Liability covers drivers if their actions injure a member of the public, a passenger, or damage the passenger's property as a result of an accident not directly involving the insured vehicle.
Whether or not Public Liability is included in your policy depends on the insurer. It can be a paid optional extra, or you may need a separate standalone policy if it’s a contract requirement.
Should you have any further questions about Public Liability Insurance, don’t hesitate to get in touch with us today. Our team of experts can help you with any queries you have.
Do you give No Claims Discounts for Minibus Insurance?
We can take into account No Claims Discounts from previous Minibus Insurance policies to get you discounts from the specialist insurers that we work with.
If you take out Minibus Insurance through us, and if you are claim-free through the policy, you will earn no claims discount at the renewal of your insurance.
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