Chauffeur Insurance

Chauffeur Insurance Quotes

Chauffeur Insurance, sometimes called Executive Hire Insurance, is a specialist type of hire and reward insurance. This type of cover considers the unique risks that go hand-in-hand with carrying passengers in executive vehicles. Chauffeur Insurance is designed for higher-value, luxury vehicles and we can arrange cover for you on policies with drivers between 25 and 70.

We provide a range of cover at competitive rates for new startup Chauffeurs who operate one vehicle to established Chauffeur companies that operate large numbers of vehicles (Chauffeur Fleet).

We’ll compare Chauffeur Insurance for you.

Why not let Patons Insurance do the hard work for you? Instead of searching tirelessly for quotes, we can compare insurers for you. We’re a broker specialising in professional driver insurance, meaning we work with a wide panel of insurers so that we can meet a diverse range of demands for our customers.

We understand operating higher-value, luxury vehicles can come with greater risk than a standard Private Hire vehicle, and we can provide cover specifically designed to meet these demands. It’s important to have the right cover in place should you find yourself involved in an accident.

With over 50 years of expert knowledge in professional driver insurance broking, you can trust Patons Insurance to find you the right cover. We always aim to provide outstanding customer service, and we are proud to have received Feefo’s highest service award for 5 years in a row, with a rating of 4.8 out of 5.

Levels of Chauffeur Insurance Cover that we compare.

We can provide two different levels of cover for our chauffeur drivers

Comprehensive

Comprehensive insurance is recommended to all chauffeur drivers as it will provide cover for them in all potential accident scenarios, including damage to their own vehicle.

Third-Party, Fire and Theft

Third-Party, Fire and Theft will cover a chauffeur driver if any damage is made to another vehicle or if another driver claims against them, plus it covers the cost of the vehicle should it be stolen or damaged by fire (minus any excess), however, this level of cover offers no accidental damage cover for the driver’s vehicle.

Third-Party Only

Third-Party Only is the lowest level of cover a chauffeur driver can get, and will cover the driver for damage to any other vehicle or third party,  in the event of a fault accident.

Why use Patons Insurance?

There are many ways you can benefit from taking a policy out with Patons Insurance, these include:

  • Suitable schemes for Chauffeur and Executive Hire drivers
  • Wide range of insurers to choose from
  • Competitive rates
  • Quotes for many of the most popular courier vehicles
  • Rates for single, fleets and multi-vehicle policies
  • Flexible monthly payments
  • Expert advice and support
  • Dedicated specialist Fleet Team
  • Face-to-face or over the phone communication
  • Secure access to insurance documents online

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Established1972

Common Chauffeur Insurance Questions

Is there a difference between Private Hire and Chauffeur Insurance?

Chauffeur Insurance is a type of Private Hire insurance that is tailored for drivers carrying passengers in high-end, executive vehicles, which are typically valued over £20,000 and are luxury models.

Is Wedding Hire covered by Chauffeur Insurance?

Usually, but not always.

Most types of Chauffeur Insurance can cover vehicles for wedding hire and funeral hire, but the policies can vary depending on the insurer.

If you would like to enquire specifically about wedding or funeral hire, get in touch with us today and our team of experts can help.

Are stretch limos and party buses covered by Chauffeur Insurance?

Unfortunately, our Chauffeur Insurance cannot offer cover for stretch buses or party limos.

Is Uber Exec covered by chauffeur insurance?

Uber Exec is not usually covered by chauffeur insurance.

Standard Private Hire insurance can provide cover for vehicles operating under ride-hailing platforms such as Uber or Bolt.

Will my Chauffeur Insurance policy include Public Liability Insurance?

Public Liability covers drivers if they injure a member of the public, a passenger or damages their property. Public Liability covers accidents incurred during working as a chauffeur driver, which do not involved the vehicle.

It will depend on the insurer whether or not Public Liability is included in your policy. It can also be a paid optional extra, or you could need a separate standalone policy if your contract requires it.

If you have any further questions about Public Liability Insurance, get in touch with us today and our team of experts can help you with any queries you have.

Can I get insurance with no chauffeur experience?

We work with insurers who will provide cover for first-time chauffeurs subject to other conditions.

Please contact us and we’ll discuss your individual requirements.

Can you cover multiple Vehicles?

Yes, we work with insurers who will provide cover for one vehicle, offer multi-vehicle policies and those who will insure fleets on a Chauffer Fleet Insurance basis.

Do you give No Claims Discounts for Chauffer Insurance?

If you have already earned No Claims Discount from previous Chauffer Insurance policies before, we can leverage this to get you discounts from the specialist insurers that we work with.

If you take out a Chauffeur Insurance through us, and if you are claim-free through the policy, you will earn no claims discount at the renewal of your insurance.

Give us a call:
0333 015 6886

Monday–Friday 09:00–17:00

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