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Mini Fleet Insurance
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Mini Fleet Insurance Quotes
Mini Fleet Insurance is a term used to describe insurance which covers a small number of vehicles on a single insurance policy. It’s not an official insurance term but is widely used within the industry.
Mini Fleet Insurance is usually designed for smaller businesses typically insuring less than 5 vehicles. These types of insurance policies can be set up as a multi vehicle risk, where the policy is discounted using a No Claims Bonus (NCB), or some Mini Fleets are rated on their fleet history, similarly to a standard Fleet policy.
Mini Fleet Insurance offers a level of protection when managing fewer vehicles as opposed to a larger fleet.
Compare Mini Fleet Insurance with Patons
At Patons Insurance, we can take care of the comparison process for you. We have a dedicated team of Fleet Insurance experts who have a long-standing relationship and work with a panel of reputable insurers across the UK to find the right policy for you.
Our goal is to give our customers peace of mind on the roads. With 8 offices based in key regions throughout the UK, we’re never too far away. We pride ourselves on our unrivalled, local knowledge, and providing industry-recognised excellent service. Our customers on Feefo agree and have rated us an impressive 4.8 out of 5 stars, as well as awarding us the highest possible service award for the past 5 years.
NCB rated and Fleet rated policies for Mini Fleets
If you choose to be rated as NCB:
Each vehicle has its own separate No Claims Bonus but the renewal date remains the same. This approach may be most cost-effective, as you could receive a multi-vehicle discount on your Mini Fleet. You will also benefit from not having to track multiple renewal dates.
If you choose to be rated as a fleet:
Each vehicle is covered under the same policy and has one renewal date. Additionally, the vehicles are generally rated at the same price. You have the flexibility to easily add and remove vehicles from your policy.
Benefits of Mini Fleet Insurance cover from Patons
- Wide panel of specialist Mini Fleet Insurers
- Mini Fleet policies for 2 – 5 vehicles
- Excellent rates for established Fleets with good claims experience or No Claims Bonus
- Discounts for previously No Claims Bonus rated policies
- Tailored bespoke Risk Management advice
- Expert individual service from experienced staff
- Deal face-to-face or over the phone
- Secure access to documents online
Flexible Monthly payments
ExpertIndividual service
24/7Claims assistance
TailoredRisk assessment advice
Frequently Asked Questions about Mini Fleet Insurance
How can I reduce the cost of my Mini Fleet Insurance?
There are a number of ways to keep your insurance costs lower:
1. Specify Drivers: Name your drivers instead of going for 'Any Driver' cover. Prices drop based on the driving restrictions you choose.
2. Secure Your Vehicle: Ensure your vehicle is safely locked away, like in a secured compound.
3. No Claims Bonus: Work on increasing your No Claims Bonus (NCB). A higher NCB means a lower insurance quote.
Can I pay for my Mini Fleet Insurance policy in instalments?
Here at Patons, we offer the ability to pay in 2/3/6/10/11 monthly instalments. This may be an option if you wish to budget your financials.
What happens once I have taken out a Mini Fleet Insurance policy?
After Insuring your mini fleet through us, our Fleet Support Team will send you an email containing essential documents, including certificates and confirmation of necessary paperwork, such as proposal forms.
You will also receive our policy procedures which will explain the steps on how to make changes to your policy and a payment schedule if applicable.
What types of vehicles can be covered under Mini Fleet Insurance?
The list of vehicles that can be covered under Mini Fleet Insurance is extensive. Some examples include courier and delivery vehicles, coaches, minibuses, HGV and vans, tradesman vehicles, agricultural vehicles and much more.
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