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Tyre and Windscreen Fitter Insurance
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What is Tyre Fitter Insurance and Windscreen Fitter Insurance?
Tyre Fitter Insurance and Windscreen Fitter Insurance are specific types of Motor Trade Insurance – they’re specifically designed for motor traders who fit tyres and/or windscreens.
If you fit tyres and/or windscreens for a living, you’ll need Motor Trade Insurance to be legally covered to do so.
We offer Tyre Fitter Insurance and Windscreen Fitter Insurance to all types of motor traders. Whether you’re working on the road or from a garage, part time or full time, we can get you insurance that matches your business needs.
Levels of Cover
At the very least, you will need a Road Risk Policy to be covered to carry out tyre/windscreen fitting work. This comes in three types:
Third Party Only (TPO) covers you if you cause damage to someone else’s vehicle in a fault accident or if you injure a third party. It’s the lowest level of cover you can take out for Road Risk Insurance.
Third Party, Fire & Theft (TPFT) provides all the same protection as TPO cover, as well as the cost of your vehicle if it’s stolen or damaged by fire (minus any excess).
Comprehensive cover will cover almost all accident scenarios. It includes everything covered in TPO and TPFT, as well as cover for damage to your own vehicle.
Additional cover
You also have the option* to take out additional policies alongside your Road Risk Insurance to provide you the most protection/peace of mind:
- Public liability insurance
- Employers’ liability insurance
- Tools and equipment cover
- Defective workmanship cover
- Professional indemnity insurance
- Engineering inspection cover
- Commercial vehicle cover
- Business premises cover (if you trade from a premises)
*You may also be legally required to take out additional policies depending on your business needs. For example, if you employ staff, you will need to take out Employers’ Liability cover.
Compare Tyre and Windscreen Fitter Insurance with Patons
If you’re looking for Tyre Fitter or Windscreen Fitter Insurance, we can help! We’re Commercial Motor Insurance experts, and we have a specialist team of Motor Trade Insurance advisors who can help you find the best insurance for your business.
With many different motor trade policies available, it can be difficult to know you need or what insurers can provide you with the best deal. That’s were we come in. Our team make sure your needs are heard and search our panel of trusted motor trade insurers to find you our best policy at our best price.
With award-winning service and teams based in key regions throughout the UK, you can trust you’re in safe hands with us.
Getting your Motor Trade Insurance Quote
Step 1
1. Fill out the form
Getting a quote from us is quick and easy! Get started by filling out the quote form at the top of this page.
Step 2
3. We’ll call you
Once we’ve received your form, we’ll give you a call to discuss your insurance needs in more detail before getting you a quote.
Step 3
3. Get your quote
We’ll then contact our panel of insurers and get back to you with our best quote.
There are many ways you can benefit from taking a policy out through Patons Insurance, these include:
- Suitable schemes for any type of Motor Trade business
- Wide range of insurers to choose from
- Competitive rates
- Flexible monthly payments
- Expert advice and support
- Dedicated specialist Motor Trade Team
- Face-to-face or over the phone communication
- Secure access to insurance documents online
CompetitiveMotor Trade quotes
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What is Motor Trade Insurance?
Motor Trade Insurance is a specific type of Commercial Motor Insurance. It’s designed to cover all types of motor trade businesses. This includes buying, selling, repairing, customising, collecting, or delivering vehicles.
If you run a motor trade business, you need Motor Trade Insurance to be legally covered to do so.
What is Road Risk Insurance?
Road Risk Motor Trade Insurance, also known as Road Risk Insurance or a Road Risk Only policy, is designed for motor traders who drive vehicles as part of their day-to-day operations. It ensures you’re covered when driving vehicles you don’t personally own or when handling customer vehicles on the job.
How much does Motor Trade Insurance for tyre/windscreen fitting cost?
The cost of Motor Trade Insurance for tyre/windscreen fitting depends on many things, such as:
• Your claims history
• Whether you trade from home or a business premises
• If you sell any vehicles alongside your repair work
• Whether you have any employees
How can I get cheaper Motor Trade Insurance for my business?
There are some steps you can take to lower your Motor Trade Insurance premium, depending on who you’re insured with. This includes:
• Building your no claims discount
• Limiting the number of employees on your policy
• Paying for your premium annually instead of monthly to avoid paying interest
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