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Multi Vehicle Insurance
Multi vehicle insurance is a specialist type of insurance that typically covers less than 5 vehicles on a single insurance policy. It’s designed for smaller businesses and offers protection for managing a smaller number of vehicles, as opposed to larger fleets.
Multi vehicle insurance policies are rated on a No Claims Bonus (NCB) basis, which can be a more cost-effective approach to insuring your vehicles. We can arrange cover at competitive rates, so get in touch with us for a quote today!
Compare Multi Vehicle Insurance with Patons
We’ll take care of the comparison process for you! At Patons, we have a team specialising in multi vehicle insurance broking who work with a range of insurers across the UK to find the best multi vehicle policies for our customers.
We understand how essential it is to have the right cover in place. As a family-first business with over 50 years of experience in insurance broking, you can trust us to find the right policy for you!
We keep customers at the forefront of everything we do. We’ve opened up 8 offices across the UK since opening our doors and we pride ourselves on our unparalleled local knowledge. We’re proud to have been rated 4.8 out of 5 stars by our own customers on Feefo and to have received their highest service award for 5 years in a row.
Levels of Multi Vehicle Insurance we can compare
There are three levels of cover available in Multi Vehicle Insurance:
Comprehensive
Comprehensive insurance provides cover for drivers in all potential accident scenarios. This level of insurance is recommended as it includes cover for the driver’s vehicle.
Third-Party, Fire and Theft
Third-party, Fire and Theft insurance will not cover the driver’s vehicle, but provides cover for drivers if they cause damage to another vehicle or if another driver files a claim against them.
Third-Party Only
Third-Party is the legal minimum requirement for drivers to operate legally on the road and is our lowest level of cover.
Why use Patons Taxi Insurance?
There are many ways you can benefit from taking a policy out with Patons Insurance, these include:
- Wide range of taxi insurers to choose from
- Exclusive rates
- Suitable schemes for public and private hire
- Quotes for all public hire, MPV’s and private hire vehicles
- Rates for single, fleets and multi-vehicle policies
- Flexible monthly payments
- Public liability and taxi breakdown policies available (optional)
- Expert advice and support
- Face-to-face or over the phone communication
- Secure access to insurance documents online
- 24/7 claims assistance.
MonthlyFlexible payments
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Assistance24/7 claims
Will each driver have their own No Claims Bonus?
No, the drivers do not generate a No Claims Bonus when driving on a Multi-Vehicle policy.
Will I be able to drive all vehicles that are on the policy?
You will only be insured to drive the vehicles that you are a named driver on. To be insured to drive all vehicles under your policy, you must be a named driver on all of them.
What types of vehicles can be covered under Multi Vehicle Insurance?
A wide range of vehicles can be covered under Multi Vehicle Insurance, including coaches, minibuses, courier and delivery vehicles, HGV and vans, and more.
If you’re unsure whether your vehicles can be covered by Multi Vehicle Insurance, give us a call today and our team of experts can help you with any specific enquiries.
Will all vehicles covered under Multi Vehicle Insurance have the same renewal date?
Yes. With Multi Vehicle Insurance, you will benefit from not having to track multiple renewal dates. Although each vehicle has its own separate No Claims Bonus, the renewal date for all vehicles remains the same.
What happens once I have taken out a Multi Vehicle Insurance policy?
Once you have your multi vehicle policy, you will be contacted by our Fleet Support Team who will send you an email with important documents. This will include certificates and confirmation of necessary paperwork.
You will also be sent our policy procedures which will explain the steps on how to make changes to your policy and a payment schedule if applicable.
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