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Car Valeting Insurance
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What is Car Valeting Insurance?
Car Valeting Insurance is a type of Motor Trade Insurance designed to cover businesses that clean or detail cars for a living. It’s sometimes referred to as Valeting Motor Trade Insurance or Valeters Insurance.
Whether you carry out your valeting work from home, on the road, or a business premises, you legally need Car Valeting Insurance to be legally covered to work.
Looking for Car Valeting Insurance? We can help you. We’re a Commercial Motor Insurance broker specialising in all types of Motor Trade Insurance, and we can find the right cover for your business needs.
Levels of cover
At a minimum, you’ll need a Road Risk Insurance policy to be legally covered. There are three levels to Road Risk Insurance:
Third Party Only (TPO) will cover you if you cause damage to a third party’s vehicle or cause injury in a fault accident. It’s the lowest level of cover available.
Third Party, Fire & Theft (TPFT) covers you for everything in TPO cover, and it also provides cover for your vehicle if it’s damaged by fire or stolen, minus any excess.
Comprehensive covers you for everything included in TPO and TPFT, as well as damage to your own vehicle. It’s generally recommended as it’s the highest level of cover you can get and it gives protection in most accident scenarios.
Additional cover
There are also additional policies available to take out alongside your core Road Risk Policy, including:
- Employers’ liability
- Public liability
- Tools in transit cover
- Business premises cover
Taking out additional policies is generally optional, but there are exceptions depending on the type of business you operate. For example, if you employ any staff, you will be legally required to take out Employers’ Liability cover.
Compare Car Valeting Insurance with Patons
Save yourself the hassle of finding the right Car Valeting Insurance by letting us do the hard work for you. As an independent, family-owned insurance broker, we work with a range of selected Motor Trade Insurance providers to get all types of motor traders covered.
We pride ourselves on our expert knowledge and outstanding service and have been proud holders of Feefo’s Platinum Trusted Service Award for every year since 2022. When you contact us for a quote, rest assured we always search our panel to find you the best policy, at our best price.
Getting your Car Valeting Insurance quote
Step 1
1. Fill out the form
Get started by filling out our quote form. We’ll need some initial details about you and your business.
Step 2
2. We’ll call you
Once we’ve received the form, you’ll get a call from us to go over your information and collect some more details so we can get you a quote.
Step 3
3. Get quote
We’ll then contact our panel of insurers and get back to you with our best policy, at our best price.
Why use Patons for your Car Valeting Insurance?
There are many ways you can benefit from taking a policy out through Patons Insurance, these include:
Suitable schemes for any type of Motor Trade business
Wide range of insurers to choose from
Competitive rates
Flexible monthly payments
Expert advice and support
Dedicated specialist Motor Trade Team
Face-to-face or over the phone communication
Secure access to insurance documents online
CompetitiveMotor Trade quotes
MonthlyFlexible payments
GetExpert advice
What is Motor Trade Insurance?
Motor Trade Insurance is a specialist type of commercial motor cover designed for anyone running a motor trade business with the need to cover multiple vehicles.
Motor Trade Insurance is a legal requirement if you buy, sell, repair, customise, collect, or deliver vehicles for a living.
How much does Car Valeting Insurance cost?
Every business is unique and motor trade policies are flexible, meaning the cost of insurance can vary.
The cost of Car Valeting Insurance can depend on:
• How many additional policies you opt for
• If you employ staff
• The claims history of you and your employees
• Whether you work from a business premises or from home
• The security measures you have in place to protect your premises and equipment
How can I get cheaper Car Valeting Insurance?
If you want to lower your premium, you could try:
• Only taking out the policies you need
• Building up your no claims bonus
• Limit the number of people on your policy
• Keeping your business premises secured and installing CCTV
