Insurance Guide

Every taxi business is different which is why an insurance broker can help drivers find the right taxi insurance for their specific needs.

Buying a taxi is a huge investment, so having the right insurance in place is vital to protect the driver in the event of a claim and to get the vehicle back on the road after an accident.

When we think of taxis, the first thing that comes to mind is usually a black cab or private hire vehicle. But what passes as a standard taxi varies depending where you are in the world.

We have recently seen some interesting articles which got us wondering what’s the wackiest taxi you’ve ever seen?

We are all feeling the pinch as the cost-of-living crisis makes things more expensive for everyone, so as taxi drivers continue to operate safely on the roads, they understandably want to know why their premiums are going up for their taxi insurance.

While a clean licence and claims-free motoring help keep taxi insurance premiums low, some of the factors that affect the price are beyond the control of drivers and insurers.

As with standard car insurance, most taxi drivers take out annual cover and renew their taxi insurance policy every 12 months.

But there are cases where policies can be taken out to provide cover for only weeks or months at a time.

Choosing the right insurance is vital for keeping your taxi – your livelihood – on the road.

It is natural that drivers look for the cheapest quote when taking out or renewing their taxi insurance because no one likes paying more than they have to.

We all look to make savings where we can and there are things you can do to reduce your taxi insurance.

But it is worth remembering that cheap taxi insurance doesn’t mean it’s the best policy for you.

For generations, communities have placed trust on their local taxi firm to support them with all their transportation needs.

From airport drop-offs to the last-minute booking after a heavy night out with your closest friends, they have undoubtedly been at the heart of many of our towns, and for that, we are entirely grateful.

We’re almost there, folks. After 12 months of uncertainty, doom and gloom, the UK finally has a roadmap out of the COVID-19 pandemic. The country is going to start moving again VERY soon, and bringing with it much needed support and income to the taxi and private hire industry.

Patons Insurance are here to provide our top tips on ensuring YOU are fully prepared as the country reopens throughout 2021.

Since the start of the Coronavirus outbreak, taxi and private-hire drivers, have provided an essential service transporting NHS staff, key workers, patients and the vulnerable.

As life starts to return to normal, and fares begin to pick up, at Patons we wanted to do all we could to keep you protected.

Choosing taxi insurance needn’t be difficult, we have just the solution, here at Patons Insurance! Making sure that you have the appropriate cover to drive your taxi is simple with Patons; we provide insurance for all taxi drivers, regardless of whether you drive a public or private taxi.

We can help you to stay clear of any unnecessary, costly consequences by providing you with insurance advice.

Working as a taxi driver allows you a certain amount of freedom, but one thing you have no say over is the weather. Come rain or shine you need to be on the road, ferrying passengers from A to B easily and efficiently.

When the heavens decide to open, you still have to carry on, unless the weather gets so perilous that you have no other option than to stop.

If you’ve decided to become a taxi driver in your local area and got to the point where you have been granted a 1 or 3 year Taxi Driver Licence, you will undoubtedly be keen to get started in your new profession.

The next stage is making sure that your chosen vehicle is licensed as a taxi for the road.