Private Hire

White toyota corolla pictured outside Patons Insurance office

Top five cars for PHVs in 2026

Here’s our top five cars for PHVs in 2026!

mechanic inspecting vehicle engine

MOT checklist for taxi and private-hire drivers

Professional drivers are responsible for ensuring their vehicle is safe and roadworthy at all times.

Main causes of road accidents and how to avoid them

By avoiding what the emergency services call the “fatal five” causes of death on our roads, professional drivers can reduce the risk of being involved in a crash in the first place.

Close up of a London black cab with yellow light on

How centralisation of taxi data could impact insurance

A national database of taxi and private-hire details could help take rogue drivers off the road and benefit everyone in the long run. 

taxi and private hire vehicle waiting in traffic

How to become a taxi or private hire driver

This guide will take you through what you need to know to get on the road and start earning with confidence.

driver smoking inside vehicle

Vaping and smoking in cabs – what are the rules?

People who flout the rules face a £50 fixed-penalty notice which increases to a maximum fine of £200 if the case goes to court​​​​.

black cab taxi and PHV waiting side by side at traffic light

A beginner’s guide to UK taxi insurance

This guide breaks down the basics of taxi insurance, including the types of cover available, what affects your premiums, and how to get a quote.

Auto mechanic (or technician) checking car engine at the garage

Council takes action over ‘frightening’ number of defective taxis

Drivers are being reminded about the importance of vehicle safety and maintenance after recent checks.

Safety message all taxi passengers need to hear

While the distinction between taxis and private-hire vehicles is obvious to those involved in the trade, many passengers are unaware of the distinction.

illuminated taxi sign at night

Why is taxi insurance important?

Having taxi insurance is a legal requirement for anyone who operates as a taxi driver or private-hire driver.

Uber taxi waiting for customer

What Uber’s new contracts means for drivers

The ride-hailing company updated its terms issued to drivers from January.

A line of taxis parked on a city road waiting for passengers, UK.

5 tips to help taxi drivers maximise their earnings in 2026

Each taxi driver develops their own strategy over time, but there are a few core tips that all drivers should consider when looking for ways to boost their profits.