Taxi Fleet Insurance

Practical ways fleets can reduce taxi insurance spend

We often hear advice about how taxi drivers can reduce their taxi insurance premiums, but when it comes to taxi fleet insurance, a different approach is needed to make savings.

Insurance companies calculate taxi insurance premiums based on risk and how likely it is they will have to pay out in the event of a claim.

Who is covered by a taxi fleet insurance policy?

Taxi insurance regulations clearly distinguish between different types of taxi businesses being operated, with public hire insurance needed for black cabs and private hire insurance for PHVs. For a self-employed driver who runs their own car, the differences are straightforward, and each driver must ensure their own vehicle is covered for the type of taxi

winter tyres

Taxi drivers should be careful with their tyres this winter

It is easy to overlook tyres when it comes to maintaining a car but as taxi drivers know, they are one of the most important parts of a vehicle, especially in the winter.

As we endure longer nights and bad weather, no one wants to be stuck at the side of the road in the cold and wet.

car accident

How to Claim on Taxi Insurance After an Accident

Having taxi insurance that will take care of repairs and quickly get a cab back on the road gives many taxi drivers huge peace of mind.

But if you are involved in a collision, there are steps you have to take to make sure your insurance claim goes smoothly and you won’t be left with any expensive surprises.

Go Taxi Electric Vehicle Fleet

“Electric vehicles are incredible” says taxi firm founder

The founder of an Isle of Wight taxi firm is so hooked on electric vehicles that he will never buy a petrol or diesel car again.

Kevin Barton, CEO of We Go Local Solutions LTD and Go Taxi, used his tech background to help create sustainable businesses on the popular holiday island which enjoys a bustling hospitality and entertainment sector.

A queue of taxis with Taxi Insurance waiting for a fare

Taxi Base Insurance: What do you need to know?

Although you must have taxi insurance to operate legally in the UK, there are other types of insurance needed to run a taxi business.

And, typically, the bigger the operation, the more cover is needed to protect staff, passengers and the entire operation.

EV charge point

Patons wants to support taxi base owners as Government unlikely to meet EV charging target

Taxi drivers need one thing to make the switch to EV – to be sure that it will do at least what their current petrol or diesel cab will do. Anything less isn’t worth bothering with.

In simple terms, they want something with a decent range and can charge up whenever they need to so they can be on their way again in a matter of minutes.


Insurance tips for taxi drivers amid rising costs

As the cost of living continues to increase, there are steps taxi drivers can take to reduce their taxi insurance premiums.

The rising cost of domestic car insurance made headlines recently after the Association of British Insurers revealed that soaring repair costs pushed the average vehicle premium to £511 – 21% higher than this time last year.

ride-hailing app

The impact of ride-hailing apps on insurance

As technology and innovation continue to drive the taxi industry forward, drivers and fleet owners need to make sure they have the right taxi insurance in place for the work they do.

The traditional industry model was black cabs or Hackney carriages, which required public hire insurance, and private hire vehicles or minicabs, which needed private hire insurance.

taxi fleet

The benefits of taxi fleet insurance

There are times when fleet taxi insurance is a better option for taxi companies than taking out public hire insurance or private hire insurance for individual drivers.

A fleet usually includes five or more vehicles used for either private or public hire and can include a mixture of cars and vans. This gives them the flexibility to be able to cater for all types of fares from short trips to longer trips.

taxi driver driving a black cab

How a taxi insurance broker can protect you

Taxi drivers understandably look for the cheapest taxi insurance deal they can find – but that doesn’t mean they are getting the best cover.

There is a lot of truth in the saying you don’t know how good your insurance is until you need it. If you keep paying low premiums for years and never make a claim, you will be happy with your choice of cover.

George Street, Edinburgh - Google Maps view

Taxi boss wants black cabs and PHVs to be treated equally

Plans for a £36 million city-centre pedestrianisation scheme have come under fire from private hire taxi drivers who would be banned from the area, while black cabs would still be allowed to operate.

And STV News reports that Edinburgh Council could face legal action from at least one private hire boss who called the decision to ban PHVs “ludicrous”.