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Public Hire Insurance

Competitive Insurance for Public Hire Vehicles

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Public Hire Taxi Insurance is essential for any vehicle that can be flagged down without pre-booking.

We have access to a wide panel of specialist insurers, allowing us to offer highly competitive insurance quotes to taxi drivers across the UK.

Experts in Taxi Insurance

If you don’t want to pay for your insurance in one payment, we can provide policies where the premium is spread across the year as equal monthly instalments, allowing you to budget your money effectively.

Like any of the services we specialise in at Patons Insurance, our Private and Public Hire Insurance is tailored to accommodate even the most diverse demands. Instead of searching tirelessly for quotes, why not let Patons do all of the hard work for you? We make sure that taxis are properly covered and protected, should you be involved in an accident.

The Ins and Outs of Public and Private Hire Insurance

Public Hire Insurance, also known as Black Cab Insurance, is essential for all vehicles licensed as a Hackney Carriage.

This will cover a driver for all the same benefits as Private Hire Insurance.

Our Public Hire Insurance ensures that you feel at ease behind the wheel while working.

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Why use Patons Taxi Insurance?

There are many ways you can benefit from taking a policy out with Patons Insurance, these include:

  • Wide range of taxi insurers to choose from
  • Exclusive rates
  • Suitable schemes for public and private hire
  • Quotes for all public hire, MPV’s and private hire vehicles
  • Rates for single, fleets and multi-vehicle policies
  • Flexible monthly payments
  • Public liability and taxi breakdown policies available (optional)
  • Expert advice and support
  • Face-to-face or over the phone communication
  • Secure access to insurance documents online
  • 24/7 claims assistance.
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  • Monthly

    Flexible payments

  • Get

    Expert advice

  • Assistance

    24/7 claims

Frequently Asked Questions about Public Hire Insurance

What types of Taxi Insurance are there?

Different types of Taxi Insurance including Private Hire Insurance, Public Hire Insurance, Minibus Insurance, Taxi Fleet Insurance and Chauffeur Insurance.

As well as having the appropriate insurance in place, your vehicle must be licensed by the local licensing authority.

For more information you can start your Taxi Insurance quote now.

What is the difference between Private Hire Taxi Insurance and Public Hire Taxi Insurance?

Public Hire Insurance is for taxis that can be flagged down in the street and do not have to pre-booked, whereas private hire taxis must be pre-booked through an operator or app.

For more information, you can start your Taxi Insurance quote now.

What is Taxi Insurance?

Taxi Insurance is specialist insurance that covers you and your vehicle when operating for hire and reward. As a taxi driver, your vehicle is your livelihood and you can’t do your job without one!

When you take out a Taxi Insurance policy, whether you are private hire or public hire, you need to ensure that it covers everything you need. You may need a policy for just one driver to be insured or numerous drivers and you may have a requirement for an additional breakdown policy. You may also need to consider if a fleet policy is more suitable if you have 2 vehicles or more.

For more information about Taxi Insurance, you can start your Taxi Insurance Quote today!

Is PCO Insurance different from Taxi Insurance?

The Public Carriage Office is responsible for licensing public hire and private-hire vehicles in London. PCO Insurance is a term given to insurance for taxis operating within London, whereas Taxi Insurance is relevant to any taxi driver in any part of the UK.

For more information, you can start your Taxi Insurance quote now.