Taxi Insurance in Manchester

Manchester stands out as a real cultural hub up North. It’s got it all – music, sports, art, you name it. There’s always something going on, even during the weekdays. The city is always busy for drivers with constant back and forth to the airport.

Reliable Taxi Insurance Broker in Manchester

For over five decades, Patons Insurance has been a pillar in the taxi industry. Operating from eight key locations, our specialised services and comprehensive policies prove why we’ve remained a reliable choice for Taxi Insurance in Manchester.

Local Manchester Expertise

In 2016, we identified Manchester as a key area to expand our regional offices. We opened in 2017 with just two colleagues. In 2023, our team expanded further and now has 11 colleagues, including our largest sales advisor team.

We are located in Suite 180, City View House, 5 Union Street, M12 4JD. Our office hours are 9am to 5pm every weekday, except English bank holidays.

Please do not hesitate to get in touch via 0161 667 4300, our team will be happy to sort any questions or queries you may have.

Offering Affordable Taxi Insurance Quotes

At Patons Insurance, we offer affordable policies for Public Hire, Private Hire and Fleet Insurance. Our panel of reputable insurers means we are able to provide you with a wide choice of options. We can offer you competitive Taxi Insurance quotes for Manchester that are within budget.

Our open-door policy in every office makes it easier for our customers to pop in and speak to one of our colleagues. We believe that having a local team, readily available for advice, not only enhances the customer experience but also builds on the vital trust between us and our customers.

Choose Patons for your Taxi Insurance needs and experience top-tier customer service tailored to the roads of Manchester. Our commitment to customer satisfaction ensures that we not only strive to provide comprehensive coverage but also offer peace of mind while you’re on the road.

What is Taxi Insurance?

Taxi Insurance is a specialist insurance product that covers you and your vehicle when operating for hire and reward.

When you take out Taxi Insurance, whether it’s for a private hire or public hire vehicle, you need to ensure that you reach the minimum requirements for cover.

You can take out a policy for an individual or for a fleet of vehicles. Depending on your business, you may have a requirement for additional Breakdown Cover.

How does Taxi Insurance in Manchester differ from a Car Insurance policy?

Public Hire Insurance and Private Hire Insurance are more expensive than insuring the same vehicle for domestic use only. This is because they spend more time on the road in areas of higher risk and they are being used for business.

In the event of an accident, an insurer will have to consider the taxi, the driver, any passengers and property, as well as any third-party vehicles involved.

Domestic insurance policies do not cover a vehicle being used as a taxi.

What levels of cover are available in Manchester?

As with domestic vehicles, taxi insurers typically provide three levels of cover – third-party, third-party, fire and theft and fully comprehensive. The legal minimum requirement is third-party cover, which all drivers have to take out in order to operate a taxi.

Can I insure my taxi online in Manchester?

After completing our online quote form, one of our experts will give you a call to discuss your Taxi Insurance requirements. You can also call the office or drop in for an instant quote.

What is the average cost of Taxi Insurance in Manchester?

It’s difficult to determine individual insurance premiums due to the number of factors taken into account, including the age and experience of the driver, the age of the taxi, whether it is a private hire or public hire vehicle and the licensing authority.

What are the different types of Taxi Insurance in Manchester?

Different types of Taxi Insurance including Private Hire Insurance, Public Hire Insurance, Minibus Insurance, Taxi Fleet Insurance and Chauffeur Insurance.

As well as having the appropriate insurance in place, your vehicle must be licensed by the local licensing authority.