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Taxi Insurance in Edinburgh
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Reliable Taxi Insurance Broker in Edinburgh
Patons Insurance is an independent, family-owned brokerage specialising in Taxi Insurance. With a history of over 50 years in the industry, we offer trusted knowledge and expertise. Our strong relationships with leading insurers, local knowledge, and commitment to professionalism make us the top choice for your insurance needs.
Local Edinburgh Expertise
Scotland’s capital city is considered one of the liveliest cities in Europe. With year-round festivals, a booming nightlife and an active arts scene, Edinburgh is never short of tourists. Especially those who wish to explore the scenic views of the highlands.
Don’t hesitate to get in touch if you’re looking for Taxi Insurance in Edinburgh, our experienced colleagues will be ready to have a chat with you. Our office hours are 9am to 5pm every weekday, except bank holidays.
You can call us on 0131 558 8188, our team will be happy answer any queries you may have.
Offering Affordable Taxi Insurance Quotes
With a wealth of expertise and experience, we specialise in tailoring solutions in both Public and Private Hire Insurance, as well as Fleet Insurance. We cater to the unique needs of each customer. Whichever type of Taxi Insurance you’re seeking in Edinburgh, rest assured that we will aim for quotes that are within your budget and best match your needs.
As a long-standing provider in the field, Patons Insurance is at the forefront of delivering affordable and competitive insurance solutions. Our approach involves multiple policy comparisons to find those that could provide the best protection for you and your passengers.
If you’re new to the taxi industry, we can offer you a variety of products. We understand that everyone’s got to start somewhere and our goal is to make the whole process easier for you.
Why use Patons Taxi Insurance?
There are many ways you can benefit from taking a policy out with Patons Insurance, these include:
- Wide range of taxi insurers to choose from
- Exclusive rates
- Suitable schemes for public and private hire
- Quotes for all public hire, MPV’s and private hire vehicles
- Rates for single, fleets and multi-vehicle policies
- Flexible monthly payments
- Public liability and taxi breakdown policies available (optional)
- Expert advice and support
- Face-to-face or over the phone communication
- Secure access to insurance documents online
- 24/7 claims assistance.
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What is Taxi Insurance?
Taxi Insurance is a specialist insurance product that covers you and your vehicle when operating for hire and reward.
When you take out Taxi Insurance, whether it’s for a private hire or public hire vehicle, you need to ensure that you reach the minimum requirements for cover.
You can take out a policy for an individual or for a fleet of vehicles. Depending on your business, you may have a requirement for additional Breakdown Cover.
How does Taxi Insurance in Edinburgh differ from a Car Insurance policy?
Public Hire Insurance and Private Hire Insurance are more expensive than insuring the same vehicle for domestic use only. This is because they spend more time on the road in areas of higher risk and they are being used for business.
In the event of an accident, an insurer will have to consider the taxi, the driver, any passengers and property, as well as any third-party vehicles involved.
Domestic insurance policies do not cover a vehicle being used as a taxi.
What levels of cover are available in Edinburgh?
As with domestic vehicles, taxi insurers typically provide three levels of cover – third-party, third-party, fire and theft and fully comprehensive. The legal minimum requirement is third-party cover, which all drivers have to take out in order to operate a taxi.
Can I insure my taxi online in Edinburgh?
After completing our online quote form, one of our experts will give you a call to discuss your Taxi Insurance requirements. You can also call the office or drop in for an instant quote.
What is the average cost of Taxi Insurance in Edinburgh?
It’s difficult to determine individual insurance premiums due to the number of factors taken into account, including the age and experience of the driver, the age of the taxi, whether it is a private hire or public hire vehicle and the licensing authority.
What are the different types of Taxi Insurance in Edinburgh?
Different types of Taxi Insurance including Private Hire Insurance, Public Hire Insurance, Minibus Insurance, Taxi Fleet Insurance and Chauffeur Insurance.
As well as having the appropriate insurance in place, your vehicle must be licensed by the local licensing authority.
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