Taxi Insurance in Liverpool

Liverpool has a rich cultural background which makes it an unmissable destination – and rightfully so. From theatre shows and concerts to shopping trips and late-night clubs, the city offers something for everyone. It’s no surprise that the city and its surrounding areas are very busy for local taxi drivers.

Liverpool Taxi Insurance Solutions

With over 50 years of experience and a network of eight regional offices, Patons Insurance is your go-to for protecting your taxi business in Liverpool. The insurers policies and our reputation for exceptional service ensure that you’re covered and confident on the roads.

Local Liverpool Expertise

Our Liverpool office opened in 2011 and has grown into the second-largest office with 16 colleagues. Previously, we were situated in St Helens. When the branch grew, we moved across to our current location. You will now find us spread across two floors with Patons Insurance on the ground floor and Countrywide Vehicle Rentals (part of the Patons Group) on the first floor.

We are located in Unit 9, Connect Business Village, 24 Derby Road, L5 9PR. Our office hours are 9am to 5pm every weekday, except English bank holidays.

Please do not hesitate to get in touch via 0131 558 8188, our team will be happy to sort any questions or queries you may have.

Offering Affordable Taxi Insurance Quotes

As experienced providers of Taxi Insurance in Liverpool, we offer our services to those based in the city and its surrounding areas. If you’re a taxi driver looking for insurance for your vehicle, look no further.

There are several factors that need to be carefully considered when seeking Taxi Insurance in Liverpool. Shopping around for quotes is essential but extremely time-consuming, which is why we’re here to do it for you. With our panel of insurers, we can explore a range of policies with the aim of finding you prices that are within budget.

We can accommodate both Private and Public Hire and Taxi Fleets, so be sure to choose a suitable policy today. And since we like to believe our relationship with our customers works both ways, we offer £50 for every time you recommend a friend who takes out a policy with us too.

What is Taxi Insurance?

Taxi Insurance is a specialist insurance product that covers you and your vehicle when operating for hire and reward.

When you take out Taxi Insurance, whether it’s for a private hire or public hire vehicle, you need to ensure that you reach the minimum requirements for cover.

You can take out a policy for an individual or for a fleet of vehicles. Depending on your business, you may have a requirement for additional Breakdown Cover.

How does Taxi Insurance in Liverpool differ from a Car Insurance policy?

Public Hire Insurance and Private Hire Insurance are more expensive than insuring the same vehicle for domestic use only. This is because they spend more time on the road in areas of higher risk and they are being used for business.

In the event of an accident, an insurer will have to consider the taxi, the driver, any passengers and property, as well as any third-party vehicles involved.

Domestic insurance policies do not cover a vehicle being used as a taxi.

What levels of cover are available in Liverpool?

As with domestic vehicles, taxi insurers typically provide three levels of cover – third-party, third-party, fire and theft and fully comprehensive. The legal minimum requirement is third-party cover, which all drivers have to take out in order to operate a taxi.

Can I insure my taxi online in Liverpool?

After completing our online quote form, one of our experts will give you a call to discuss your Taxi Insurance requirements. You can also call the office or drop in for an instant quote.

What is the average cost of Taxi Insurance in Liverpool?

It’s difficult to determine individual insurance premiums due to the number of factors taken into account, including the age and experience of the driver, the age of the taxi, whether it is a private hire or public hire vehicle and the licensing authority.

What are the different types of Taxi Insurance in Liverpool?

Different types of Taxi Insurance including Private Hire Insurance, Public Hire Insurance, Minibus Insurance, Taxi Fleet Insurance and Chauffeur Insurance.

As well as having the appropriate insurance in place, your vehicle must be licensed by the local licensing authority.