Taxi Insurance in Newcastle

Newcastle has a city centre showcasing some of England’s finest Georgian architecture. It serves as a hub for shopping, eateries, eclectic music, and, of course, a lively night on the ‘toon’. Private Hire drivers can make use of the weekend crowds and earn up to 26% more than a weekday according to Uber.

Reliable Taxi Insurance Broker in Newcastle

Patons Insurance has eight strategically located offices across the UK to bring you unmatched local expertise, a result of our 50 plus years in the industry. As the trusted partner of choice for taxi drivers in Newcastle, we can offer solutions that help to protect livelihoods.

Local Newcastle Expertise

In 2022, Bestford’s Insurance were looking to focus their business away from taxi drivers and made the commercial decision to transfer their customers to Patons Insurance. Initially, we made use of their existing office space until we decided to expand into our own office in November 2022 with our two colleagues.

We are located in Mistral House, Silverlink Business Park, 6 Kingfisher Way, NE28 9NX. Our office hours are 9am to 5pm every weekday, except English bank holidays.

Please do not hesitate to get in touch via 0191 500 4400, our team will be happy to sort any questions or queries you may have.

Offering Affordable Taxi Insurance Quotes

At Patons, we offer affordable policies in Private Hire, Public Hire and Fleet Insurance. We use our long-time experience and relationships with carefully selected insurers to provide you with comprehensive cover. We put our customers throughout Newcastle in safe hands.

With our open-door policy, you’re not dealing with ‘just another call centre’. You’re dealing with local people who have unrivalled, local knowledge of the roads and who will provide you with a professional, hassle-free service so that you can focus on doing what you do best.

As a taxi driver, your vehicle is your livelihood. Therefore, it’s very important to have the best possible Taxi Insurance cover in Newcastle in case the unfortunate happens. Time spent off the road means you’re losing money.

Get a quote online, via the phone or by dropping into our office. Have confidence in us to deliver you a seamless experience.

What is Taxi Insurance?

Taxi Insurance is a specialist insurance product that covers you and your vehicle when operating for hire and reward.

When you take out Taxi Insurance, whether it’s for a private hire or public hire vehicle, you need to ensure that you reach the minimum requirements for cover.

You can take out a policy for an individual or for a fleet of vehicles. Depending on your business, you may have a requirement for additional Breakdown Cover.

How does Taxi Insurance in Newcastle differ from a Car Insurance policy?

Public Hire Insurance and Private Hire Insurance are more expensive than insuring the same vehicle for domestic use only. This is because they spend more time on the road in areas of higher risk and they are being used for business.

In the event of an accident, an insurer will have to consider the taxi, the driver, any passengers and property, as well as any third-party vehicles involved.

Domestic insurance policies do not cover a vehicle being used as a taxi.

What levels of cover are available in Newcastle?

As with domestic vehicles, taxi insurers typically provide three levels of cover – third-party, third-party, fire and theft and fully comprehensive. The legal minimum requirement is third-party cover, which all drivers have to take out in order to operate a taxi.

Can I insure my taxi online in Newcastle?

After completing our online quote form, one of our experts will give you a call to discuss your Taxi Insurance requirements. You can also call the office or drop in for an instant quote.

What is the average cost of Taxi Insurance in Newcastle?

It’s difficult to determine individual insurance premiums due to the number of factors taken into account, including the age and experience of the driver, the age of the taxi, whether it is a private hire or public hire vehicle and the licensing authority.

What are the different types of Taxi Insurance in Newcastle?

Different types of Taxi Insurance including Private Hire Insurance, Public Hire Insurance, Minibus Insurance, Taxi Fleet Insurance and Chauffeur Insurance.

As well as having the appropriate insurance in place, your vehicle must be licensed by the local licensing authority.