Taxi Insurance Guides & News

Concerns have been raised about safety as the number of out-of-town private hire taxi drivers operating in Greater Manchester continues to rise.

The Manchester Evening News has revealed that more than one in three private hire taxi drivers operating in Greater Manchester are licensed by Wolverhampton Council.

Taxi drivers are a huge part of our communities and Glasgow, in particular, is relying on them for its future.

Whether it is a trip to the shops, restaurant, a night out or airport run, taxis are the trusted option to get people where they want to go and when they need to get there.

Drivers in London will see the speed limit cut from 30mph to 20mph along 65km of the capital’s roads as part of an ongoing drive for safety – but many motorists are unhappy about it.

As the scheme is rolled out across multiple London boroughs, drivers are also being targeted by plans which would see them penalised for travelling just 1 mile over the speed limit.

Professional drivers know what it costs to run their business and put food on the table for their family.

This is why there has been concern about the 2030 ban on the sale of new petrol and diesel vehicles in the UK, especially when many feel the EVs replacing them aren’t yet up to the job.

Being a taxi driver can be very rewarding and many people spend their careers enjoying life on the road.

But, like any career, it is something people have to be passionate about in order to go the distance – and there are ups as well as downs.

Although you must have taxi insurance to operate legally in the UK, there are other types of insurance needed to run a taxi business.

And, typically, the bigger the operation, the more cover is needed to protect staff, passengers and the entire operation.

Cancelled cabs cause frustration and inconvenience all round and taxi drivers are among those looking for a solution.

The problem is largely the result of improved technology and booking apps which let drivers and passengers know exactly how far away they are from each other.

Whether it is a holiday, wedding or heading home after a night out, people turn to taxi drivers to get them to and from events and venues safely.

Taxi drivers are the most versatile professionals on the road, never knowing where the next fare will take them.

As the cost of living continues to increase, there are steps taxi drivers can take to reduce their taxi insurance premiums.

The rising cost of domestic car insurance made headlines recently after the Association of British Insurers revealed that soaring repair costs pushed the average vehicle premium to £511 – 21% higher than this time last year.

Range is everything when it comes to EVs and is a big issue for taxi drivers every day – will they be able to take a fare wherever they want to go and what happens if they need to charge on the way?

These problems will disappear as battery technology improves and electric vehicles will be able to travel further on a single charge, which is good news for people who earn their living on the road.

As technology and innovation continue to drive the taxi industry forward, drivers and fleet owners need to make sure they have the right taxi insurance in place for the work they do.

The traditional industry model was black cabs or Hackney carriages, which required public hire insurance, and private hire vehicles or minicabs, which needed private hire insurance.

Two driverless taxi operators insist their technology is safe as their cabs continue to be rolled out across one city, despite concerns raised by the emergency services.

Cruise and Waymo have been operating trials with driverless taxis in San Francisco in a bid to increase the number of autonomous taxis on the streets.